We offer a range of financial services including Car Loans, Home Loans, Business Loans, and Loan Against Property — catering to both individuals and businesses.

You can easily apply online through our website or contact our team. We’ll help you choose the best loan option and connect you with leading banks and financial institutions.

Typically, you’ll need identity proof, address proof, income proof (like salary slips or ITR), bank statements, and property papers (if applicable). The exact list depends on the loan type.

Loan approvals generally take between 24 hours to 5 working days, depending on document verification and the lender’s process.

Eligibility depends on factors such as income, credit score, employment type, age, and existing liabilities. Our experts assist you in checking your eligibility before applying.

Karma Finanza acts as a mediator between you and the bank. Processing or service charges, if any, are decided by the respective financial institution and are transparently communicated in advance.

Yes, you still can. Some banks and NBFCs offer loans for customers with lower credit scores at slightly different interest rates. We help you find the best available offer.

Secured loans, like home or car loans, require collateral, while unsecured loans, like personal or business loans, do not. Interest rates are usually lower for secured loans.

Yes, most banks allow prepayment or foreclosure of loans. However, a small charge may apply based on your lender’s terms and conditions.

A Loan Against Property allows you to borrow funds by pledging your residential or commercial property as collateral, while still retaining ownership and usage rights.

EMI depends on three factors — loan amount, interest rate, and tenure. You can use our EMI calculator to estimate your monthly payments instantly.

We are associated with multiple leading banks and NBFCs across India to ensure you get the most competitive interest rates and flexible repayment options.